:root {
  --color-primary: #123B67;
  --color-secondary: #D9772A;
  --color-text: #24313f;
  --color-background: #f4f4f1;
  --color-background-light: #e8ecef;
  --color-card: #ffffff;
  --shadow: 0 10px 28px rgba(0,0,0,0.08);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  font-size: 15px;
  line-height: 1.65;
  color: var(--color-text);
  background: linear-gradient(180deg, #f8f8f6 0%, #ffffff 240px, #f6f6f4 100%);
}

a { color: var(--color-primary); }
a:hover { color: var(--color-secondary); }
img { max-width: 100%; height: auto; }
main { min-height: 60vh; }

p, li, td, th, label, input, textarea { font-size: 0.98rem; }
.card p, .highlight-box p, .quote-box p, .legal p { margin-top: 0; }

header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255,255,255,0.96);
  backdrop-filter: blur(10px);
  border-bottom: 2px solid var(--color-background-light);
}
.logo-wrap {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  max-width: 1250px;
  margin: 0 auto;
  padding: 12px 24px 4px;
}
.logo img { height: 110px; display:block; }
.top-contact { display:flex; flex-direction:column; align-items:flex-end; gap:4px; font-size:0.88rem; }
.top-contact a { text-decoration:none; }

.main-nav { max-width: 1250px; margin: 0 auto; padding: 0 24px 12px; }
.main-nav, .main-nav a { font-size: 14px; }
.main-nav ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  align-items: center;
}
.main-nav li { position: relative; display: flex; align-items: center; }
.has-dropdown::after { content: ''; position: absolute; left: 0; right: 0; top: 100%; height: 12px; }
.main-nav .has-dropdown { padding-bottom: 0; }
.main-nav a {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  text-decoration: none;
  font-weight: 700;
  color: var(--color-primary);
  padding: 8px 15px;
  min-height: 44px;
  border-radius: 12px;
  line-height: 1;
  transition: 0.22s ease;
}
.main-nav a:hover, .main-nav a.active,
.has-dropdown:hover > a,
.has-dropdown:focus-within > a,
.has-dropdown.open > a {
  background: var(--color-primary);
  color: white;
}
.dropdown {
  display: none !important;
  position: absolute;
  left: 0;
  top: 100%;
  min-width: 245px;
  background: white;
  box-shadow: var(--shadow);
  border-radius: 14px;
  padding: 8px;
  margin-top: 4px;
  border: 1px solid var(--color-background-light);
  z-index: 1000;
}
.has-dropdown:hover > .dropdown,
.has-dropdown:focus-within > .dropdown,
.has-dropdown.open > .dropdown { display: block !important; }
.dropdown li { width: 100%; }
.dropdown a { font-weight: 600; padding: 10px 12px; min-height: 0; width: 100%; justify-content: flex-start; border-radius: 10px; line-height: 1.25; }
.has-dropdown > a::after { content: ' ▾'; font-size: 0.9em; margin-left: 2px; }

.hero {
  padding: 38px 24px 28px;
  background: linear-gradient(135deg, #f6f7f8 0%, #ffffff 40%, rgba(217,119,42,0.08) 100%);
  border-bottom: 4px solid rgba(18,59,103,0.08);
}
.hero.compact { padding-top: 34px; }
.hero-text {
  max-width: 1100px;
  margin: 0 auto;
  text-align: left;
}
.hero-text.wide { max-width: 980px; }
.eyebrow { color: var(--color-secondary); font-weight: 700; letter-spacing: 0.02em; }
.hero h1 {
  margin: 0 0 8px;
  color: var(--color-primary);
  font-size: clamp(1.45rem, 2.5vw, 2.05rem);
  line-height: 1.15;
}
.lead { font-size: 0.84rem; max-width: 760px; margin: 0; }
.cta-container { display:flex; flex-wrap:wrap; gap:12px; margin-top: 14px; }
.cta-button {
  display: inline-block;
  padding: 9px 17px;
  border-radius: 999px;
  border: none;
  background: var(--color-secondary);
  color: white;
  text-decoration: none;
  font-weight: 700;
  font-size: 14px;
  cursor: pointer;
  transition: .25s ease;
}
.cta-button:hover { transform: translateY(-1px); box-shadow: 0 8px 16px rgba(0,0,0,0.12); color:white; }
.cta-button.secondary { background: white; color: var(--color-primary); border: 2px solid var(--color-primary); }

section, article.page-block {
  max-width: 1180px;
  margin: 28px auto;
  padding: 0 24px;
}
section h2 {
  color: var(--color-primary);
  border-left: 6px solid var(--color-secondary);
  padding-left: 12px;
  margin-bottom: 12px;
  font-size: clamp(1.28rem, 1.7vw, 1.6rem);
  line-height: 1.25;
}
h3 {
  color: var(--color-primary);
  font-size: clamp(1rem, 1.25vw, 1.14rem);
  line-height: 1.3;
}

.grid-2, .tile-grid {
  display: grid;
  gap: 16px;
}
.grid-2 { grid-template-columns: repeat(2, minmax(0,1fr)); }
.tile-grid.two { grid-template-columns: repeat(2, minmax(0,1fr)); }
.tile-grid.three { grid-template-columns: repeat(3, minmax(0,1fr)); }
.card, .step, .highlight-box, .quote-box, .legal {
  background: var(--color-card);
  border-radius: 18px;
  box-shadow: var(--shadow);
  padding: 20px;
  border: 1px solid rgba(18,59,103,0.08);
}
.card.emphasis, .highlight-box {
  background: linear-gradient(145deg, rgba(18,59,103,0.05), rgba(217,119,42,0.06));
}
.checklist { padding-left: 20px; }
.checklist li { margin-bottom: 8px; }
.steps {
  display: grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 16px;
}
.steps.vertical { grid-template-columns: 1fr; }
.step span {
  display:inline-flex; align-items:center; justify-content:center;
  width:38px; height:38px; border-radius:50%; background:var(--color-primary); color:white; font-weight:700;
}
.step h3 { margin-top: 14px; }
.kontakt-container {
  display:grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 16px;
  align-items:start;
}
form { display:flex; flex-direction:column; gap: 8px; }
label { font-weight:700; color:var(--color-primary); }
input, textarea {
  width:100%; padding:10px 12px; border:1px solid #c9d2db; border-radius:12px; font: inherit; background:#fff;
}
.form-hint { font-size:0.88rem; color:#53606d; }
.table-wrap { overflow-x:auto; }
table { width:100%; border-collapse: collapse; background:white; border-radius:20px; overflow:hidden; box-shadow: var(--shadow); }
th, td { padding: 12px 14px; border-bottom: 1px solid #e6ebf0; text-align:left; }
thead th { background: var(--color-primary); color:white; }
.portrait-container { display:grid; grid-template-columns: 340px 1fr; gap: 28px; align-items:start; }
.portrait-image { width:100%; border-radius:24px; box-shadow: var(--shadow); }
.quote-box { border-left: 6px solid var(--color-secondary); }
.region-note { max-width: 1250px; margin: 16px auto 0; padding: 0 24px; font-weight: 600; color: #44505c; font-size: 0.92rem; }
.form-response { max-width: 760px; margin: 90px auto; padding: 0 24px; }
.error-list { padding-left: 20px; }

footer {
  margin-top: 44px;
  background: #113a65;
  color: white;
  padding: 32px 24px 16px;
}
.footer-grid {
  max-width: 1180px;
  margin: 0 auto;
  display:grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 16px;
}
footer a { color: #fff; }
.footer-bottom { max-width: 1180px; margin: 24px auto 0; opacity: 0.92; }

.fade-section { opacity: 0; transform: translateY(20px); transition: opacity 0.6s ease-out, transform 0.6s ease-out; }
.fade-section.visible { opacity: 1; transform: translateY(0); }

@media (max-width: 980px) {
  .grid-2, .tile-grid.two, .tile-grid.three, .steps, .kontakt-container, .footer-grid, .portrait-container { grid-template-columns: 1fr; }
  .logo-wrap { flex-direction: column; align-items:flex-start; }
  .top-contact { align-items:flex-start; }
  .main-nav ul { align-items: flex-start; }
  .main-nav li { width: 100%; }
  .main-nav a { width: 100%; justify-content: flex-start; min-height: 42px; }
  .dropdown { position: static; display:block !important; box-shadow:none; border:none; padding:4px 0 0 14px; min-width: unset; }
}

@media (max-width: 640px) {
  body { font-size: 14.5px; }
  .main-nav { padding-bottom: 10px; }
  .main-nav ul { gap: 6px; }
  .main-nav a { padding: 8px 10px; font-size: 0.9rem; }
  .logo img { height: 80px; }
  .hero { padding-top: 36px; }
  .hero h1 { font-size: clamp(1.35rem, 6vw, 1.75rem); }
  .lead { font-size: 0.9rem; }
  section, article.page-block { padding: 0 16px; }
}


/* v8 polish */
header { border-bottom: 1px solid #d8e0e6; box-shadow: 0 6px 20px rgba(17,58,101,0.04); }
.logo-wrap {
  max-width: 1220px;
  padding: 8px 24px 2px;
  gap: 12px;
}
.logo img { height: 94px; }
.top-contact { gap: 2px; font-size: 0.84rem; }
.main-nav { max-width: 1220px; padding: 0 24px 10px; }
.main-nav ul { gap: 8px; }
.main-nav a {
  padding: 8px 14px;
  min-height: 42px;
  border-radius: 14px;
}
.main-nav a:hover,
.main-nav a.active,
.has-dropdown:hover > a,
.has-dropdown:focus-within > a,
.has-dropdown.open > a {
  background: var(--color-primary);
  color: #fff;
  box-shadow: inset 0 0 0 1px rgba(255,255,255,0.06);
}
.dropdown {
  top: calc(100% + 6px);
  border-radius: 16px;
  padding: 10px;
}
.dropdown a { min-height: 40px; }

.hero {
  padding: 28px 24px 20px;
  border-bottom: 3px solid rgba(18,59,103,0.08);
}
.hero.compact { padding-top: 26px; }
.hero-text.wide { max-width: 960px; }
.hero h1 { margin: 0 0 6px; }
.lead { max-width: 820px; }
.cta-container { gap: 10px; margin-top: 12px; }

section, article.page-block {
  max-width: 1180px;
  margin: 22px auto;
  padding: 0 24px;
}
main > section:not(.hero):not(.footer-cta):not(.highlight-box):not(.home-intro) {
  background: rgba(255,255,255,0.68);
  border: 1px solid rgba(18,59,103,0.08);
  border-radius: 24px;
  padding: 20px 24px;
  box-shadow: 0 6px 18px rgba(17,58,101,0.035);
}
main > section:nth-of-type(even):not(.hero):not(.footer-cta):not(.highlight-box):not(.home-intro) {
  background: linear-gradient(145deg, rgba(255,255,255,0.9), rgba(18,59,103,0.03));
}
main > section.home-intro {
  margin-top: 24px;
}
main > section.page-block {
  background: transparent !important;
  border: none !important;
  box-shadow: none !important;
  padding: 0 24px !important;
}
main > section.page-block .card {
  position: relative;
  overflow: hidden;
}
main > section.page-block .card::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 5px;
  background: linear-gradient(180deg, var(--color-secondary), rgba(217,119,42,0.2));
}
.card, .step, .highlight-box, .quote-box, .legal {
  border-radius: 20px;
  padding: 18px 20px;
}
.highlight-box {
  border-radius: 22px;
}
section h2 {
  margin-top: 0;
}
.icon-row {
  display:flex;
  flex-wrap:wrap;
  gap:10px;
  margin-top: 14px;
}
.icon-chip {
  display:inline-flex;
  align-items:center;
  gap:8px;
  padding:8px 12px;
  border-radius:999px;
  background: rgba(18,59,103,0.07);
  color: var(--color-primary);
  font-weight:700;
  font-size: 0.9rem;
}
.icon-chip .ico { font-size: 1rem; line-height:1; }
.cta-button, button.cta-button, input[type="submit"], button[type="submit"] {
  min-height: 46px;
  padding: 10px 18px;
  border-radius: 999px;
  font-weight: 700;
  font-size: 14px;
}
input[type="submit"], button[type="submit"] {
  background: var(--color-secondary);
  color: #fff;
  border: none;
  cursor: pointer;
}

.footer-cta {
  margin-top: 34px;
  margin-bottom: 0;
  padding-bottom: 0;
}
.footer-cta-inner {
  max-width: 1180px;
  margin: 0 auto;
  background: linear-gradient(145deg, rgba(18,59,103,0.98), rgba(18,59,103,0.9));
  color: #fff;
  border-radius: 26px;
  padding: 24px 28px;
  display:grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 18px;
  align-items:center;
  box-shadow: 0 16px 30px rgba(17,58,101,0.18);
}
.footer-cta h2 {
  color: #fff;
  border-left-color: rgba(255,255,255,0.35);
  margin-bottom: 10px;
}
.footer-cta p { margin: 0; }
.footer-cta .contact-list {
  display:grid;
  gap: 10px;
  justify-content: end;
}
.footer-cta .contact-item {
  display:flex;
  align-items:center;
  justify-content:flex-end;
  gap: 10px;
  color: #fff;
  text-decoration: none;
  font-weight: 700;
}
.footer-cta .contact-item .ico {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  background: rgba(255,255,255,0.12);
}
.footer-cta .cta-container { margin-top: 14px; }
.footer-cta .cta-button.secondary {
  background: rgba(255,255,255,0.08);
  border-color: rgba(255,255,255,0.45);
  color: #fff;
}
.region-mini-faq {
  display:grid;
  grid-template-columns: repeat(2, minmax(0,1fr));
  gap: 16px;
}
.region-mini-faq .card h3 { margin-bottom: 6px; }
.region-service-box {
  background: linear-gradient(145deg, rgba(217,119,42,0.08), rgba(18,59,103,0.04));
}

@media (max-width: 980px) {
  .logo img { height: 82px; }
  .footer-cta-inner, .region-mini-faq { grid-template-columns: 1fr; }
  .footer-cta .contact-list, .footer-cta .contact-item { justify-content: start; }
}
@media (max-width: 640px) {
  .logo-wrap { padding-top: 8px; }
  .hero { padding: 22px 16px 16px; }
  main > section:not(.hero):not(.footer-cta):not(.highlight-box):not(.home-intro) { padding: 16px; }
  .footer-cta-inner { padding: 20px 18px; border-radius: 22px; }
}


/* v10 contact optimization */
.kontakt-hero .lead strong { color: inherit; }
.hero-badges { display:flex; flex-wrap:wrap; gap:10px; margin: 10px 0 6px; }
.hero-badges span { display:inline-flex; align-items:center; padding:6px 10px; border-radius:999px; background:rgba(18,59,103,0.08); color:var(--color-primary); font-weight:700; font-size:0.84rem; }
.cta-link { display:inline-flex; align-items:center; font-weight:700; color:var(--color-primary); margin-left:14px; }
.alt-bg { margin-top: 12px; }
.kontakt-intro { margin-bottom: 16px; }
.kontakt-intro h2 { margin-bottom: 10px; }
.contact-options { display:grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap:14px; margin-top:14px; }
.contact-option { background: rgba(255,255,255,0.82); border-radius:16px; padding:16px; border:1px solid rgba(18,59,103,0.08); }
.contact-option p { margin: 6px 0 4px; font-weight:700; }
.contact-option span { color:#4f5d6b; font-size:0.9rem; }
.section-intro { color:#51606e; margin-bottom: 10px; }
select { width:100%; padding:10px 12px; border:1px solid #c9d2db; border-radius:12px; font:inherit; background:#fff; }
.contact-mini-note { margin: 12px 0 14px; padding:14px 16px; border-radius:16px; background:rgba(18,59,103,0.06); }
.contact-mini-note p { margin:6px 0 0; }
.kontakt-ablauf { margin-top: 18px; }
.contact-faq { margin-top: 18px; }
@media (max-width: 980px) {
  .contact-options { grid-template-columns: 1fr; }
  .cta-link { margin-left: 0; margin-top: 10px; }
}

.hero.compact .hero-text.wide{max-width:980px;}
.footer-cta{padding: 8px 24px 28px;}
.footer-cta-inner{max-width:1250px;margin:0 auto;}
.region-mini-faq{display:grid;grid-template-columns:1fr 1fr;gap:22px;}
.contact-options{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:16px;}
.contact-option{background:#fff;border:1px solid #d9e2ea;border-radius:18px;padding:18px;}
@media (max-width: 900px){.contact-options,.region-mini-faq{grid-template-columns:1fr;}}


/* v14 mobile navigation fix */
.mobile-menu-toggle {
  display: none;
  appearance: none;
  border: 0;
  background: var(--color-primary);
  color: #fff;
  font-weight: 700;
  border-radius: 14px;
  padding: 10px 16px;
  min-height: 44px;
  cursor: pointer;
  margin: 0 auto 10px;
  max-width: 1220px;
}
.mobile-menu-toggle::after {
  content: "☰";
  margin-left: 10px;
  font-size: 1rem;
  line-height: 1;
}
body.mobile-nav-open .mobile-menu-toggle::after { content: "×"; font-size: 1.15rem; }

@media (max-width: 980px) {
  header { position: sticky; top: 0; z-index: 2000; }
  .logo-wrap {
    flex-direction: column;
    align-items: flex-start;
    padding: 10px 18px 4px;
    gap: 6px;
  }
  .logo img { height: 74px; }
  .top-contact {
    align-items: flex-start;
    gap: 0;
    font-size: 0.88rem;
    line-height: 1.45;
  }
  .mobile-menu-toggle {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    margin-left: 18px;
    margin-bottom: 10px;
  }
  .main-nav {
    display: none !important;
    padding: 0 18px 14px !important;
    max-height: calc(100vh - 180px);
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
  }
  body.mobile-nav-open .main-nav { display: block !important; }
  .main-nav ul {
    display: block !important;
    gap: 0 !important;
  }
  .main-nav li {
    width: 100% !important;
    display: block !important;
  }
  .main-nav a {
    width: 100% !important;
    justify-content: space-between !important;
    min-height: 42px !important;
    padding: 10px 12px !important;
    border-radius: 12px !important;
  }
  .has-dropdown::after { display: none !important; }
  .dropdown,
  .has-dropdown:hover > .dropdown,
  .has-dropdown:focus-within > .dropdown {
    position: static !important;
    display: none !important;
    min-width: 0 !important;
    width: 100% !important;
    margin: 2px 0 8px !important;
    padding: 6px 0 6px 14px !important;
    border: 0 !important;
    border-left: 2px solid rgba(18,59,103,0.14) !important;
    border-radius: 0 !important;
    box-shadow: none !important;
    background: transparent !important;
  }
  .has-dropdown.open > .dropdown { display: block !important; }
  .dropdown a {
    min-height: 38px !important;
    padding: 8px 10px !important;
    font-size: 0.92rem !important;
    font-weight: 650 !important;
    background: rgba(18,59,103,0.035) !important;
    margin-bottom: 4px;
  }
  .dropdown a:hover { background: var(--color-primary) !important; color: #fff !important; }
  .has-dropdown:hover > a,
  .has-dropdown:focus-within > a {
    background: transparent;
    color: var(--color-primary);
    box-shadow: none;
  }
  .has-dropdown.open > a,
  .main-nav a.active {
    background: var(--color-primary) !important;
    color: #fff !important;
  }
}

@media (max-width: 640px) {
  .logo img { height: 68px; }
  .mobile-menu-toggle { margin-left: 16px; padding: 9px 14px; min-height: 42px; }
  .main-nav { padding-left: 16px !important; padding-right: 16px !important; }
}


/* v15 mobile accordion navigation: closed by default, submenus only after tapping parent */
@media (max-width: 980px) {
  body:not(.mobile-nav-open) .main-nav {
    display: none !important;
  }
  body.mobile-nav-open .main-nav {
    display: block !important;
    position: relative !important;
    z-index: 2500 !important;
  }
  body.mobile-nav-open .main-nav > ul {
    display: flex !important;
    flex-direction: column !important;
    align-items: stretch !important;
    gap: 4px !important;
  }
  body.mobile-nav-open .main-nav li {
    position: relative !important;
    width: 100% !important;
    display: block !important;
  }
  body.mobile-nav-open .main-nav a {
    position: relative !important;
    z-index: 2 !important;
    pointer-events: auto !important;
  }
  body.mobile-nav-open .main-nav .dropdown,
  body.mobile-nav-open .main-nav .has-dropdown:hover > .dropdown,
  body.mobile-nav-open .main-nav .has-dropdown:focus-within > .dropdown,
  body.mobile-nav-open .main-nav .has-dropdown:not(.open) > .dropdown {
    display: none !important;
    visibility: hidden !important;
    pointer-events: none !important;
    height: 0 !important;
    max-height: 0 !important;
    overflow: hidden !important;
    margin: 0 !important;
    padding: 0 !important;
  }
  body.mobile-nav-open .main-nav .has-dropdown.open > .dropdown {
    display: block !important;
    visibility: visible !important;
    pointer-events: auto !important;
    height: auto !important;
    max-height: none !important;
    overflow: visible !important;
    margin: 4px 0 8px !important;
    padding: 6px 0 6px 14px !important;
    border-left: 2px solid rgba(18,59,103,0.14) !important;
  }
  body.mobile-nav-open .main-nav .has-dropdown.open > .dropdown a {
    pointer-events: auto !important;
    visibility: visible !important;
    display: flex !important;
    position: relative !important;
    z-index: 5 !important;
  }
  body.mobile-nav-open .has-dropdown > a::after {
    content: '▾' !important;
    margin-left: auto !important;
    transform: rotate(-90deg);
    transition: transform .2s ease;
  }
  body.mobile-nav-open .has-dropdown.open > a::after {
    transform: rotate(0deg);
  }
}


/* v17 logo aspect ratio and final mobile polish */
.logo img {
  width: 290px !important;
  max-width: 100% !important;
  height: auto !important;
  object-fit: contain !important;
}
@media (max-width: 980px) {
  .logo img {
    width: min(330px, calc(100vw - 36px)) !important;
    height: auto !important;
  }
  .logo-wrap {
    align-items: flex-start;
  }
}
@media (max-width: 640px) {
  .logo img {
    width: min(330px, calc(100vw - 32px)) !important;
    height: auto !important;
  }
}


/* v19 Ratgeber navigation and article refinements */
.main-nav { max-width: 1280px; }
.main-nav ul { gap: 6px; }
.main-nav a { padding-left: 11px; padding-right: 11px; }
.ratgeber-dropdown { min-width: 330px; }
.tile-grid.two { grid-template-columns: repeat(2, minmax(0, 1fr)); }
@media (max-width: 980px) {
  .ratgeber-dropdown { min-width: unset; }
  .tile-grid.two { grid-template-columns: 1fr; }
}
@media (max-width: 1160px) and (min-width: 981px) {
  .main-nav a { font-size: 0.82rem; padding-left: 9px; padding-right: 9px; }
}


/* Ratgeber Abgrenzung */
main .card strong { color: #123b63; }